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Types of Life Insurance

1) Term Life Insurance: Continued ....

d) Convertible Term:

There are as well Convertible and Non-Convertible Term Life policies available. It gives the policyholder the right to change the term policy to an everlasting policy. With Convertible Term Life policies, the insured can change his/her term policy into a permanent form of life insurance for example Whole Life, Universal Life or Variable Life. Non-Convertible plainly means that one cannot change the policy to another form of life insurance.

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