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Types of Life Insurance

1) Term Life Insurance: Continued ....

c) Renewable Term:

It comprises a renewal provision that provides the policy owner the right to renew the insurance coverage at the end of the particular term without submitting proof of insurability.

There are Renewable and Non-Renewable Term Life policies. Both of these types are reasonably simple and can be dealt with speedily. With Renewable Term Life, one automatically re-qualifies and is capable to carry on the existing policy when the original term is up. Non-Renewable plainly means that when the policy finishes the individual have to take another physical and answer more health questions so as to re-qualify for a new policy.

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