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Types of Life Insurance

1) Term Life Insurance: Continued ....

... any time the insured dies within the policy's effectual period. With Decreasing Term, the sum of money that will be paid upon the death of the insured is lessening slowly over the policy period. Less would be paid out, as the policy grows old. One motive to choose Decreasing Term insurance possibly that one’s financial want may be decreasing during the policy period. For instance, if you were to buy a ten-year Decreasing Term policy and were expecting having your house paid off or your children out of college, you might not feel that you want as much life insurance in the future as you do at present.

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