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Types of Life Insurance

Types of Life Insurance

1) Term Life Insurance: Continued ....

Various types of term insurance are listed below:
a) Level Term:
It is a fixed amount of coverage with premiums that are fixed over a certain time period, generally in ten-year increments.

b) Increasing/Decreasing Term:
Amount of coverage increases or decreases all through the term, premiums remain level.

Level and Decreasing Term Life insurance are often more intricate to know and decide which is suitable for one's requirements. The choice of one over the other is totally reliant on the individual's personal financial conditions and requirements. Level Term insurance presents a designated dollar amount of coverage for the complete period of the policy. For instance, a 5-year Level Term policy for one million dollars will pay one million dollars at ...

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