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Types of Life Insurance

Types of Life Insurance

2) Permanent Life Insurance: Continued ....

The insured could choice from an array of investments for instance stocks, bonds and mutual funds on condition that they are within the insurance companies portfolio. Generally, there is a few times during the year that the insured person can change his/her investment selections. Variable Life insurance is usually more costly than other forms of Life insurance. Death benefits could vary up or down depending on investment performance though, there is generally a minimum level for benefits consequently they will not drop below a certain level. It proposes no guarantee to the amount of cash value throughout your lifetime. It does not propose you premium flexibility and it does not put forward you face amount flexibility. (E. J. Vaughn, 1986)

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