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Types of Life Insurance

Types of Life Insurance

2) Permanent Life Insurance: Continued ....

b) Universal life insurance:
It is like whole life insurance, however with more flexible premiums. Good for younger buyers who might have fluctuations in their capability to pay. It pays a death benefit to the beneficiary you name and presents you low risk cash value account and tax delayed accumulation. It permits you to earn market rates of interest on your cash value account. It proposes the right to borrow or depart from the policy during your life. It permits you premium flexibility and it proposes face amount flexibility.

However it does not proposes you the account flexibility to invest in separate accounts for instance money market, stock, as well as bond funds also it does not permit you the account flexibility to split your money among different accounts or to move your money between accounts.

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