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Types of Life Insurance

Types of Life Insurance

1) Term Life Insurance: Continued ....

Suppose you have a twenty-year term policy whose term is up, and that your health has changed for the worse. In addition let's suppose that you still have a great requirement for the coverage. If the company's profit has not been so good on that block of business, they may increase the rates as high as possible. So the policyholders with good health will get reexamined and get a new plan. Although with your health condition you would not have that choice.

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