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Types of Life Insurance

Types of Life Insurance

1) Term Life Insurance: Continued ....

One more choice is that most term life insurance policies comprise a conversion section that says that for a definite period or up until a certain age the insured can, without being reexamined for health status, switch the policy to a permanent plan. However some insurance companies put further conditions on the renewability and convertibility of the policy. The complete matter of renewability and convertibility, particularly with additional conditions, can be vital to someone whose health has changed for the poorer. Few people know or pay notice to these clauses in term policies but they can have noteworthy differences from one policy to another. The following situation will exemplify why.

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