Consumer Life Insurance Needs
Consumer FAQs about Life Insurance Quotes Policies from Life Insurance
SOME THINGS TO
your particular insurance needs and circumstances. Choose the kind
of policy with benefits that most closely fit your needs. Ask an agent
or company to help you.
Be sure that the premiums are within your ability to pay. Don't look
only at the initial premiums, but take account of any later premium
Ask about comparison index numbers and check several companies which
offer similar policies. Remember, smaller index numbers generally
represent a better buy when using the Net Payment Cost Comparison
Indexes. But larger index numbers generally represent a better buy
when using the Life Insurance Yield Comparison Indexes.
Don't buy life insurance unless you intend to stick with it. It can
be very costly if you quit during the early years of the policy.
Read your policy carefully. Ask your agent or company about anything
that is not clear to you.
Review your life insurance program with your agent or company every
few years to keep up with changes in your income and your needs.