Legal Disclaimers
The Lifeinsurancewiz. web site
is a service for insurance and mortgage consumers. Further,
LifeInsuruanceWiz does not sell insurance or mortgage products,
or is affiliated with any insurance or mortgage company. ALL INFORMATION
IS STRICTLY CONFIDENTIAL AND IS TRANSFERRED UPON RECEIPT BY LifeInsuranceWiz.com,
Inc.., TO LICENSED PROFESSIONALS IN YOUR AREA WHO WILL CONTACT YOU AND
RETURN YOUR COMPLETED QUOTE DIRECTLY. Accordingly, LifeInsuranceWiz.com,
Inc.., is not hereby endorsing or recommending any specific insurance
/ mortgage company, coverage, product or policy type. NOTHING
ON THIS WEB SITE SHOULD BE CONSTRUED AN OFFER TO BUY INSURANCE OR MORTGAGE
PRODUCTS, BUT MERELY A CONFIDENTIAL INFORMATIONAL INQUIRY.
LifeInsuranceWiz.com,
Inc., is an independent information gathering firm. We are
not an insurance agency or mortgage brokerage, and consequently we are
not qualified nor registered to provide quotes to the public directly. Further, the material included on the LifeInsuranceWiz web site is for informational
purposes only. The content (FAQ's / GUIDES) has been compiled from
a wide range of industry sources, and we believe the information to
be accurate, however we do not guarantee its accuracy. The listings
of insurance companies (if any) and rates are not to be construed as
advertising in any form. We will not accept payment as a condition of
being listed on the LifeInsuruanceWiz web site.
INSURANCE:
FURTHER, YOU SHOULD KNOW THAT, it is possible that, upon
review of your application and medical records, the insurance carrier
will determine that (1) you cannot be approved for coverage or, (2)
you fall into a different risk classification. Your final rate could
be higher or lower than the rate a licensed agent has quoted. If there
is a change, you will be notified and you will have the option to accept
the new rate or not. All products and product features may not
be available in all states, ASK YOUR LICENSED PROFESSIONAL
WHAT IS BOTH AVAILABLE, AS WELL AS RIGHT FOR YOU. Complete
details are included in the specific policy illustrations that are provided
to each prospective customer by their licensed agent, when the final
application is completed.
LifeInsuranceWiz.com,
Inc., can not or will not give legal, tax, financial planning or other
professional advice. Always consult with a qualified advisor regarding
your personal situation.
MORTGAGE: FURTHER, YOU
SHOULD KNOW THAT,
it is possible that, upon review of your application and credit records,
the lending institution will determine that (1) you cannot be approved
for credit or, (2) you fall into a higher risk classification. Your
final rate could be higher or lower than the rate a licensed broker
has quoted. If there is a change, you will be notified and you will
have the option to accept the new rate or not. All products and
product features may not be available in all states, ASK YOUR
LICENSED PROFESSIONAL WHAT IS BOTH AVAILABLE, AS WELL AS RIGHT FOR
YOU. Complete details are included in the specific disclaimers
and consumer disclosure material that is provided to each prospective
customer by their licensed broker, when the final application is completed.
LifeInsuruanceWiz,
EXPRESSLY DISCLAIMS ANY WARRANTY OF MERCHANT ABILITY OR FITNESS FOR
A PARTICULAR USE. THE INFORMATION IS PROVIDED AS IS, WITH ALL
FAULTS.
LifeInsuruanceWiz. not be liable to any user or anyone else for
any inaccuracy, error or omission, regardless of cause, in the
Information or for any damages resulting therefrom. In no event
shall LifeInsuruanceWiz, be liable for any consequential damages
suffered by user as the result of user's access to or use of the
Information. LifeInsuruanceWiz has no responsibility for the content
of any messages or information posted by users, or for the content of
information of third parties on the Internet, even if accessed
through LifeInsuruanceWiz, site. The user agrees to indemnify
LifeInsuruanceWiz, from any damages, losses, costs or expenses
which LifeInsuruanceWiz, and its authorized representatives may
incur as a result of material entered into these World Wide Web pages
bythe user.
In
the future, the Lifeinsurancewiz web site may, for the benefit of its
users, be linked to other sites of which LifeInsuruanceWiz has no relation
and exercises no control. LifeInsuruanceWiz makes no representations
as to the accuracy of any of the information contained in such hyper
linked sites, nor shall it be liable for the users' reliance on any
information contained therein.