Life Insurance Learning Center - The Basics

Your Life Insurance Myths, Debunked!

Sure many of you have heard or read about life insurance or a life insurance company, or seen movies that inflate the meaning of life insurance. Double Indemnity is a good movie that deals with a life insurance, policy, and the murder of someone in order to collect funds. But, really, is a life insurance and its policy such glamorous subjects? Let's take a look at some of the major myths surrounding a life insurance company and its policies and see if any were ones that you propagated or believed yourself.

1. An insurance company is regulated by the state, so you are safe no matter which life insurance company you decide to go with.

2. A life insurance company operates only under the assumption that everything they do is for the benefit of the policy owners and their families.

3. A life insurance company charges the same price for the same life insurance policies as another life insurance company.

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